An enterprise-grade, modular digital wallet platform designed to accelerate go-to-market timelines and expand access to digital financial services. Support secure onboarding, flexible payment methods, and real-time peer-to-peer transactions.
Digital Wallet Platform

eWallet Solutions – Scalable Platform

An enterprise-grade, modular digital wallet platform designed to accelerate go-to-market timelines and expand access to digital financial services. Support secure onboarding, flexible payment methods, and real-time peer-to-peer transactions.
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An enterprise-grade, modular digital wallet platform designed to accelerate go-to-market timelines and expand access to digital financial services. Support secure onboarding, flexible payment methods, and real-time peer-to-peer transactions.
Platform Overview

White-Label Interfaces & Robust APIs

The eWallet solution by HYX delivers all functionality through white-label interfaces and robust backend APIs. Built to support secure onboarding, flexible payment methods, and real-time transactions at enterprise scale.
Core Capabilities

Complete Digital Wallet Functionality

Digital Client Onboarding

Digital Onboarding & KYC

Fully remote account creation with API-powered KYC workflows for regulatory compliance.
  • API-powered KYC workflows
  • External identity provider integration
  • Automated biometric data capture
  • Regulatory compliance at scale
Security Controls

Advanced Security

Enterprise-grade security with biometric authentication and adaptive fraud detection.
  • Biometric enrolment and MFA
  • Adaptive fraud detection
  • Risk scoring engine
  • Enterprise encryption and storage
White-Label UI

Flexible Funding Options

Multiple top-up channels for maximum user accessibility and adoption.Support for configurable fiat and alternative asset accounts across global markets.
  • Cards, bank transfers, QR support
  • Real-time balance provisioning
  • Third-party payment gateway integration
  • Stored value management
Instant domestic and cross-platform transfers with centralized ledger architecture.

P2P Money Transfers

Instant domestic and cross-platform transfers with centralized ledger architecture.
  • Instant user-to-user transfers
  • Centralized ledger for audit records
  • Transaction limits and throttling
  • Ecosystem integration APIs
Scalable QR code payment support for in-store and digital checkout.

QR-Enabled Payments

Scalable QR code payment support for in-store and digital checkout.
  • Scan-to-pay flows
  • Tokenized secure transactions
  • End-to-end traceability
  • Local and regional QR standards
In-app payment request generation with real-time status tracking.

Payment Requests

In-app payment request generation with real-time status tracking.
  • Individual and business requests
  • Group payment support
  • Follow-up notifications
  • Real-time payment status updates
Technical Architecture

Built for Scale and Integration

API-First Infrastructure

API-First Backend

  • RESTful APIs for all operations
  • Microservices infrastructure
  • Horizontal scalability
  • Secure authentication and rate limits
White-Label UI

White-Label UI

  • Fully customizable mobile and web
  • Modular UI components
  • Feature toggling for rapid deployment
  • High-performance, low-latency design
Operations Console

Admin Dashboard

  • User and compliance management
  • Real-time transaction dashboards
  • System health monitoring
  • Role-based access control (RBAC)

Launch in Weeks, Not Months

HYX eWallet platform is architected for accelerated deployment, enabling financial institutions, fintechs, and enterprise partners to launch digital wallet services within a matter of weeks rather than months. Its modular design supports incremental feature rollout, third-party integration, and long-term product scalability.
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